Your Guide to a Better Mortgage.
Stay informed on FHA rates, requirements, loan limits, and new programs — free notifications, zero pressure.
Stay Up To Date On FHA Requirements
The FHA constantly updates its mortgage requirements. We track every change so you do not have to.
Get Notified When Rates Change
Rates move daily. Get alerted to fluctuations so you know when it may be time to lock.
Receive New FHA Program Alerts
The FHA regularly rolls out initiatives to make buying easier. Be first to know when new programs launch.
Explore FHA Rate Guide
FHA Loan Limits
2026 limits for every state and major county.
Loan Programs
203(k), streamline, cash-out, and more.
Requirements
Credit, down payment, DTI, and appraisal rules.
Calculators
Payment, MIP, affordability, and refinance.
FHA Rates
What moves rates and how to time your lock.
Your Situation
Bad credit, self-employed, after bankruptcy.
Your Free FHA Early-Warning System
One quick signup and we keep you posted on FHA rate drops, new programs, and requirement changes.
Free to join. Msg & data rates may apply; reply STOP to opt out. See our Terms & Privacy Policy.
Frequently Asked Questions
- What is FHA Rate Guide?
- A free notification service that alerts you to FHA rate changes, requirement updates, and new programs. We are not a lender or government agency.
- Is it really free?
- Yes. Joining the FHA Notification Program is free and takes less than 30 seconds.