Your Guide to a Better Mortgage.
Stay informed on FHA rates, requirements, loan limits, and new programs — free notifications, zero pressure.
Stay Up To Date On FHA Requirements
The FHA constantly updates its mortgage requirements. We track every change so you do not have to.
Get Notified When Rates Change
Rates move daily. Get alerted to fluctuations so you know when it may be time to lock.
Receive New FHA Program Alerts
The FHA regularly rolls out initiatives to make buying easier. Be first to know when new programs launch.
Explore FHA Rate Guide
FHA Loan Limits
2026 limits for every state and major county.
Loan Programs
203(k), streamline, cash-out, and more.
Requirements
Credit, down payment, DTI, and appraisal rules.
Calculators
Payment, MIP, affordability, and refinance.
FHA Rates
What moves rates and how to time your lock.
Your Situation
Bad credit, self-employed, after bankruptcy.
Get FHA Rate & Program Alerts
Join the free FHA Notification Program. We watch rates, requirements, and new programs so you do not have to.
By providing your phone number you consent to receive text messages from FHA Rate Guide with important notifications about FHA programs, rate alerts, and requirements (up to 2 messages/week). Message and data rates may apply. Reply STOP to opt out at any time, or HELP for help. See our Terms of Service and Privacy Policy.
Frequently Asked Questions
- What is FHA Rate Guide?
- A free notification service that alerts you to FHA rate changes, requirement updates, and new programs. We are not a lender or government agency.
- Is it really free?
- Yes. Joining the FHA Notification Program is free and takes less than 30 seconds.