FHA Loan Limits in Greenlee County, Arizona (2026)
Buying in Greenlee County or elsewhere in Greenlee County? The 2026 FHA single-family limit across the county is $541,287. That matches the national FHA floor used across most of the Southwest.
| Property Type | 2026 FHA Loan Limit |
|---|---|
| One-unit (single family) | $541,287 |
| Two-unit (duplex) | $692,997 |
| Three-unit (triplex) | $837,720 |
| Four-unit (fourplex) | $1,041,072 |
These 2026 limits apply throughout Greenlee County, from Greenlee County outward, and sit alongside the limits set for neighboring Maricopa and Pima Counties.
FHA affordability around Greenlee County
An FHA buyer near Greenlee County faces an estimated $416,000 median, a $14,560 down payment, and — after Arizona's 0.62% property tax — a monthly cost around $3,031. That suits household income of roughly $117,000, above Arizona's $72,581 median household income, so budget carefully.
FHA payment scenarios in Greenlee County
FHA payments across Greenlee County price points — from entry homes near Greenlee County to the county's FHA limit (3.5% down, 6.25% sample rate):
| Purchase Price | Down (3.5%) | Est. Monthly Payment |
|---|---|---|
| Entry-level — $300,000 | $10,500 | $2,218 |
| Local median — $416,000 | $14,560 | $3,031 |
| At the FHA limit — $541,287 | $18,945 | $3,908 |
Estimates include FHA MIP plus Arizona property taxes and insurance. Rates move daily near Greenlee County too — get notified.
In Greenlee County and the surrounding Greenlee County market, FHA's appeal is the math: $14,560 down on a $416,000 home, credit accepted from 580, and assistance programs that can cover closing costs.
Multi-unit FHA limits in Greenlee County
Greenlee County's 2026 multi-unit FHA limits reach $692,997 (duplex), $837,720 (triplex), and $1,041,072 (fourplex) — so a buyer in Greenlee County can live in one unit and rent the rest to offset the mortgage.
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Frequently Asked Questions
- What is the FHA loan limit in Greenlee County for 2026?
- In Greenlee County (Greenlee County), the 2026 FHA limit is $541,287 for one unit, $692,997 for a duplex, $837,720 for a triplex, and $1,041,072 for a fourplex.
- What income do I need to buy in Greenlee County with FHA?
- For a median-priced ($416,000) Greenlee County home, plan on income around $117,000 at a 31% housing ratio — about $3,031/month including taxes, insurance, and MIP.
- How much is the FHA down payment in Greenlee County?
- 3.5% with a 580+ score — roughly $14,560 on a $416,000 Greenlee County-area home. Gift funds are allowed.
- Is Greenlee County a high-cost FHA area?
- No — Greenlee County uses the $541,287 national floor for one unit.