FHA Loan Limits in Broomfield County, Colorado (2026)
Broomfield County and the rest of Broomfield County, Colorado fall under a 2026 one-unit FHA limit of $541,287. That matches the national FHA floor used across most of the Mountain West.
| Property Type | 2026 FHA Loan Limit |
|---|---|
| One-unit (single family) | $541,287 |
| Two-unit (duplex) | $692,997 |
| Three-unit (triplex) | $837,720 |
| Four-unit (fourplex) | $1,041,072 |
Every community in Broomfield County — Broomfield County — shares the same 2026 FHA limits shown above, which differ from those in adjacent Denver and Arapahoe Counties.
How much home can you afford in Broomfield County?
Homes around Broomfield County carry an estimated local median near $505,000, so an FHA buyer in Broomfield County puts down about $17,675 (3.5%). With Colorado's 0.51% effective property-tax rate, the all-in payment runs near $3,608 a month — comfortable on household income around $140,000, above Colorado's $87,598 median household income, so budget carefully.
FHA payment scenarios in Broomfield County
Here is what an FHA payment looks like at three Broomfield County budgets, all with 3.5% down at a 6.25% example rate:
| Purchase Price | Down (3.5%) | Est. Monthly Payment |
|---|---|---|
| Entry-level — $364,000 | $12,740 | $2,633 |
| Local median — $505,000 | $17,675 | $3,608 |
| At the FHA limit — $541,287 | $18,945 | $3,859 |
Estimates include FHA MIP plus Colorado property taxes and insurance. Rates move daily near Broomfield County too — get notified.
Buyers across Broomfield County pair FHA with local down-payment assistance to keep upfront cash low — often turning the $17,675 down payment near Broomfield County into little out of pocket.
Multi-unit FHA limits in Broomfield County
Looking at a duplex or fourplex near Broomfield County? FHA allows up to $692,997 on two units and $1,041,072 on four in Broomfield County, with the same low 3.5% down for owner-occupants.
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Frequently Asked Questions
- What is the FHA loan limit in Broomfield County for 2026?
- In Broomfield County (Broomfield County), the 2026 FHA limit is $541,287 for one unit, $692,997 for a duplex, $837,720 for a triplex, and $1,041,072 for a fourplex.
- What income do I need to buy in Broomfield County with FHA?
- For a median-priced ($505,000) Broomfield County home, plan on income around $140,000 at a 31% housing ratio — about $3,608/month including taxes, insurance, and MIP.
- How much is the FHA down payment in Broomfield County?
- 3.5% with a 580+ score — roughly $17,675 on a $505,000 Broomfield County-area home. Gift funds are allowed.
- Is Broomfield County a high-cost FHA area?
- No — Broomfield County uses the $541,287 national floor for one unit.