FHA Loan Limits in Logan County, Colorado (2026)
Logan County and the rest of Logan County, Colorado fall under a 2026 one-unit FHA limit of $541,287. That matches the national FHA floor used across most of the Mountain West.
| Property Type | 2026 FHA Loan Limit |
|---|---|
| One-unit (single family) | $541,287 |
| Two-unit (duplex) | $692,997 |
| Three-unit (triplex) | $837,720 |
| Four-unit (fourplex) | $1,041,072 |
Every community in Logan County — Logan County — shares the same 2026 FHA limits shown above, which differ from those in adjacent Denver and Arapahoe Counties.
How much home can you afford in Logan County?
An FHA buyer near Logan County faces an estimated $548,000 median, a $18,945 down payment, and — after Colorado's 0.51% property tax — a monthly cost around $3,859. That suits household income of roughly $149,000, above Colorado's $87,598 median household income, so budget carefully.
FHA payment scenarios in Logan County
Here is what an FHA payment looks like at three Logan County budgets, all with 3.5% down at a 6.25% example rate:
| Purchase Price | Down (3.5%) | Est. Monthly Payment |
|---|---|---|
| Entry-level — $395,000 | $13,825 | $2,847 |
| Local median — $541,287 | $18,945 | $3,859 |
| At the FHA limit — $541,287 | $18,945 | $3,859 |
Estimates include FHA MIP plus Colorado property taxes and insurance. Rates move daily near Logan County too — get notified.
Buyers across Logan County pair FHA with local down-payment assistance to keep upfront cash low — often turning the $18,945 down payment near Logan County into little out of pocket.
Multi-unit FHA limits in Logan County
Looking at a duplex or fourplex near Logan County? FHA allows up to $692,997 on two units and $1,041,072 on four in Logan County, with the same low 3.5% down for owner-occupants.
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Frequently Asked Questions
- What is the FHA loan limit in Logan County for 2026?
- In Logan County (Logan County), the 2026 FHA limit is $541,287 for one unit, $692,997 for a duplex, $837,720 for a triplex, and $1,041,072 for a fourplex.
- What income do I need to buy in Logan County with FHA?
- For a median-priced ($541,287) Logan County home, plan on income around $149,000 at a 31% housing ratio — about $3,859/month including taxes, insurance, and MIP.
- How much is the FHA down payment in Logan County?
- 3.5% with a 580+ score — roughly $18,945 on a $541,287 Logan County-area home. Gift funds are allowed.
- Is Logan County a high-cost FHA area?
- No — Logan County uses the $541,287 national floor for one unit.