FHA Loan Limits in Piscataquis County, Maine (2026)
From Piscataquis County, FHA buyers in Piscataquis County can finance a one-unit home up to $541,287 with 3.5% down in 2026. That matches the national FHA floor used across most of New England.
| Property Type | 2026 FHA Loan Limit |
|---|---|
| One-unit (single family) | $541,287 |
| Two-unit (duplex) | $692,997 |
| Three-unit (triplex) | $837,720 |
| Four-unit (fourplex) | $1,041,072 |
These 2026 limits apply throughout Piscataquis County, from Piscataquis County outward, and sit alongside the limits set for neighboring Cumberland and York Counties.
What can you buy with FHA in Piscataquis County?
With Piscataquis County's median sale price estimated near $403,000 (think Piscataquis County), the FHA down payment is roughly $14,105. Factoring Maine property taxes near 1.24%, expect about $3,148 monthly, pointing to income near $122,000 — above Maine's $71,773 median household income, so budget carefully.
FHA payment scenarios in Piscataquis County
FHA payments across Piscataquis County price points — from entry homes near Piscataquis County to the county's FHA limit (3.5% down, 6.25% sample rate):
| Purchase Price | Down (3.5%) | Est. Monthly Payment |
|---|---|---|
| Entry-level — $290,000 | $10,150 | $2,298 |
| Local median — $403,000 | $14,105 | $3,148 |
| At the FHA limit — $541,287 | $18,945 | $4,188 |
Estimates include FHA MIP plus Maine property taxes and insurance. Rates move daily near Piscataquis County too — get notified.
In Piscataquis County and the surrounding Piscataquis County market, FHA's appeal is the math: $14,105 down on a $403,000 home, credit accepted from 580, and assistance programs that can cover closing costs.
Multi-unit FHA limits in Piscataquis County
Piscataquis County's 2026 multi-unit FHA limits reach $692,997 (duplex), $837,720 (triplex), and $1,041,072 (fourplex) — so a buyer in Piscataquis County can live in one unit and rent the rest to offset the mortgage.
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Frequently Asked Questions
- What is the FHA loan limit in Piscataquis County for 2026?
- In Piscataquis County (Piscataquis County), the 2026 FHA limit is $541,287 for one unit, $692,997 for a duplex, $837,720 for a triplex, and $1,041,072 for a fourplex.
- What income do I need to buy in Piscataquis County with FHA?
- For a median-priced ($403,000) Piscataquis County home, plan on income around $122,000 at a 31% housing ratio — about $3,148/month including taxes, insurance, and MIP.
- How much is the FHA down payment in Piscataquis County?
- 3.5% with a 580+ score — roughly $14,105 on a $403,000 Piscataquis County-area home. Gift funds are allowed.
- Is Piscataquis County a high-cost FHA area?
- No — Piscataquis County uses the $541,287 national floor for one unit.