FHA Loan Limits in Taney County, Missouri (2026)
From Taney County, FHA buyers in Taney County can finance a one-unit home up to $541,287 with 3.5% down in 2026. That matches the national FHA floor used across most of the Midwest.
| Property Type | 2026 FHA Loan Limit |
|---|---|
| One-unit (single family) | $541,287 |
| Two-unit (duplex) | $692,997 |
| Three-unit (triplex) | $837,720 |
| Four-unit (fourplex) | $1,041,072 |
These 2026 limits apply throughout Taney County, from Taney County outward, and sit alongside the limits set for neighboring Jackson and St. Charles Counties.
What can you buy with FHA in Taney County?
Homes around Taney County carry an estimated local median near $249,000, so an FHA buyer in Taney County puts down about $8,715 (3.5%). With Missouri's 0.97% effective property-tax rate, the all-in payment runs near $1,933 a month — comfortable on household income around $75,000, above Missouri's $65,920 median household income, so budget carefully.
FHA payment scenarios in Taney County
FHA payments across Taney County price points — from entry homes near Taney County to the county's FHA limit (3.5% down, 6.25% sample rate):
| Purchase Price | Down (3.5%) | Est. Monthly Payment |
|---|---|---|
| Entry-level — $179,000 | $6,265 | $1,423 |
| Local median — $249,000 | $8,715 | $1,933 |
| At the FHA limit — $541,287 | $18,945 | $4,066 |
Estimates include FHA MIP plus Missouri property taxes and insurance. Rates move daily near Taney County too — get notified.
In Taney County and the surrounding Taney County market, FHA's appeal is the math: $8,715 down on a $249,000 home, credit accepted from 580, and assistance programs that can cover closing costs.
Multi-unit FHA limits in Taney County
Taney County's 2026 multi-unit FHA limits reach $692,997 (duplex), $837,720 (triplex), and $1,041,072 (fourplex) — so a buyer in Taney County can live in one unit and rent the rest to offset the mortgage.
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Frequently Asked Questions
- What is the FHA loan limit in Taney County for 2026?
- In Taney County (Taney County), the 2026 FHA limit is $541,287 for one unit, $692,997 for a duplex, $837,720 for a triplex, and $1,041,072 for a fourplex.
- What income do I need to buy in Taney County with FHA?
- For a median-priced ($249,000) Taney County home, plan on income around $75,000 at a 31% housing ratio — about $1,933/month including taxes, insurance, and MIP.
- How much is the FHA down payment in Taney County?
- 3.5% with a 580+ score — roughly $8,715 on a $249,000 Taney County-area home. Gift funds are allowed.
- Is Taney County a high-cost FHA area?
- No — Taney County uses the $541,287 national floor for one unit.