FHA Loan Limits in Dodge County, Nebraska (2026)
Buying in Dodge County or elsewhere in Dodge County? The 2026 FHA single-family limit across the county is $541,287. That matches the national FHA floor used across most of the Midwest.
| Property Type | 2026 FHA Loan Limit |
|---|---|
| One-unit (single family) | $541,287 |
| Two-unit (duplex) | $692,997 |
| Three-unit (triplex) | $837,720 |
| Four-unit (fourplex) | $1,041,072 |
These 2026 limits apply throughout Dodge County, from Dodge County outward, and sit alongside the limits set for neighboring Douglas and Lancaster Counties.
FHA affordability around Dodge County
With Dodge County's median sale price estimated near $260,000 (think Dodge County), the FHA down payment is roughly $9,100. Factoring Nebraska property taxes near 1.63%, expect about $2,157 monthly, pointing to income near $83,000 — above Nebraska's $71,722 median household income, so budget carefully.
FHA payment scenarios in Dodge County
FHA payments across Dodge County price points — from entry homes near Dodge County to the county's FHA limit (3.5% down, 6.25% sample rate):
| Purchase Price | Down (3.5%) | Est. Monthly Payment |
|---|---|---|
| Entry-level — $187,000 | $6,545 | $1,584 |
| Local median — $260,000 | $9,100 | $2,157 |
| At the FHA limit — $541,287 | $18,945 | $4,364 |
Estimates include FHA MIP plus Nebraska property taxes and insurance. Rates move daily near Dodge County too — get notified.
In Dodge County and the surrounding Dodge County market, FHA's appeal is the math: $9,100 down on a $260,000 home, credit accepted from 580, and assistance programs that can cover closing costs.
Multi-unit FHA limits in Dodge County
Dodge County's 2026 multi-unit FHA limits reach $692,997 (duplex), $837,720 (triplex), and $1,041,072 (fourplex) — so a buyer in Dodge County can live in one unit and rent the rest to offset the mortgage.
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Frequently Asked Questions
- What is the FHA loan limit in Dodge County for 2026?
- In Dodge County (Dodge County), the 2026 FHA limit is $541,287 for one unit, $692,997 for a duplex, $837,720 for a triplex, and $1,041,072 for a fourplex.
- What income do I need to buy in Dodge County with FHA?
- For a median-priced ($260,000) Dodge County home, plan on income around $83,000 at a 31% housing ratio — about $2,157/month including taxes, insurance, and MIP.
- How much is the FHA down payment in Dodge County?
- 3.5% with a 580+ score — roughly $9,100 on a $260,000 Dodge County-area home. Gift funds are allowed.
- Is Dodge County a high-cost FHA area?
- No — Dodge County uses the $541,287 national floor for one unit.