FHA Loan Limits in Storey County, Nevada (2026)
In Storey County — anchored by Storey County — the 2026 FHA loan limit for a single-family home is $541,287. That matches the national FHA floor used across most of the Southwest.
| Property Type | 2026 FHA Loan Limit |
|---|---|
| One-unit (single family) | $541,287 |
| Two-unit (duplex) | $692,997 |
| Three-unit (triplex) | $837,720 |
| Four-unit (fourplex) | $1,041,072 |
These 2026 limits apply throughout Storey County, from Storey County outward, and sit alongside the limits set for neighboring Clark and Washoe Counties.
Affording a home in Storey County & Storey County
With Storey County's median sale price estimated near $471,000 (think Storey County), the FHA down payment is roughly $16,485. Factoring Nevada property taxes near 0.55%, expect about $3,388 monthly, pointing to income near $131,000 — above Nevada's $71,646 median household income, so budget carefully.
FHA payment scenarios in Storey County
Whether you are buying in Storey County or a smaller Storey County community, here is how an FHA payment scales by price (3.5% down, 6.25% sample rate):
| Purchase Price | Down (3.5%) | Est. Monthly Payment |
|---|---|---|
| Entry-level — $339,000 | $11,865 | $2,471 |
| Local median — $471,000 | $16,485 | $3,388 |
| At the FHA limit — $541,287 | $18,945 | $3,877 |
Estimates include FHA MIP plus Nevada property taxes and insurance. Rates move daily near Storey County too — get notified.
In Storey County and the surrounding Storey County market, FHA's appeal is the math: $16,485 down on a $471,000 home, credit accepted from 580, and assistance programs that can cover closing costs.
Multi-unit FHA limits in Storey County
Investors and house-hackers in Storey County and across Storey County can finance 2-4 unit homes with FHA at just 3.5% down: $692,997 for a duplex, $837,720 for a triplex, and $1,041,072 for a fourplex.
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Frequently Asked Questions
- What is the FHA loan limit in Storey County for 2026?
- In Storey County (Storey County), the 2026 FHA limit is $541,287 for one unit, $692,997 for a duplex, $837,720 for a triplex, and $1,041,072 for a fourplex.
- What income do I need to buy in Storey County with FHA?
- For a median-priced ($471,000) Storey County home, plan on income around $131,000 at a 31% housing ratio — about $3,388/month including taxes, insurance, and MIP.
- How much is the FHA down payment in Storey County?
- 3.5% with a 580+ score — roughly $16,485 on a $471,000 Storey County-area home. Gift funds are allowed.
- Is Storey County a high-cost FHA area?
- No — Storey County uses the $541,287 national floor for one unit.