FHA Loan Limits in Sullivan County, New Hampshire (2026)
Buying in Sullivan County or elsewhere in Sullivan County? The 2026 FHA single-family limit across the county is $541,287. That matches the national FHA floor used across most of New England.
| Property Type | 2026 FHA Loan Limit |
|---|---|
| One-unit (single family) | $541,287 |
| Two-unit (duplex) | $692,997 |
| Three-unit (triplex) | $837,720 |
| Four-unit (fourplex) | $1,041,072 |
Every community in Sullivan County — Sullivan County — shares the same 2026 FHA limits shown above, which differ from those in adjacent Hillsborough and Rockingham Counties.
FHA affordability around Sullivan County
With Sullivan County's median sale price estimated near $510,000 (think Sullivan County), the FHA down payment is roughly $17,850. Factoring New Hampshire property taxes near 1.93%, expect about $4,246 monthly, pointing to income near $164,000 — above New Hampshire's $96,838 median household income, so budget carefully.
FHA payment scenarios in Sullivan County
Here is what an FHA payment looks like at three Sullivan County budgets, all with 3.5% down at a 6.25% example rate:
| Purchase Price | Down (3.5%) | Est. Monthly Payment |
|---|---|---|
| Entry-level — $367,000 | $12,845 | $3,088 |
| Local median — $510,000 | $17,850 | $4,246 |
| At the FHA limit — $541,287 | $18,945 | $4,499 |
Estimates include FHA MIP plus New Hampshire property taxes and insurance. Rates move daily near Sullivan County too — get notified.
Buyers across Sullivan County pair FHA with local down-payment assistance to keep upfront cash low — often turning the $17,850 down payment near Sullivan County into little out of pocket.
Multi-unit FHA limits in Sullivan County
Looking at a duplex or fourplex near Sullivan County? FHA allows up to $692,997 on two units and $1,041,072 on four in Sullivan County, with the same low 3.5% down for owner-occupants.
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Frequently Asked Questions
- What is the FHA loan limit in Sullivan County for 2026?
- In Sullivan County (Sullivan County), the 2026 FHA limit is $541,287 for one unit, $692,997 for a duplex, $837,720 for a triplex, and $1,041,072 for a fourplex.
- What income do I need to buy in Sullivan County with FHA?
- For a median-priced ($510,000) Sullivan County home, plan on income around $164,000 at a 31% housing ratio — about $4,246/month including taxes, insurance, and MIP.
- How much is the FHA down payment in Sullivan County?
- 3.5% with a 580+ score — roughly $17,850 on a $510,000 Sullivan County-area home. Gift funds are allowed.
- Is Sullivan County a high-cost FHA area?
- No — Sullivan County uses the $541,287 national floor for one unit.