FHA Loan Limits in Burleigh County, North Dakota (2026)
In Burleigh County — anchored by Burleigh County — the 2026 FHA loan limit for a single-family home is $541,287. That matches the national FHA floor used across most of the Midwest.
| Property Type | 2026 FHA Loan Limit |
|---|---|
| One-unit (single family) | $541,287 |
| Two-unit (duplex) | $692,997 |
| Three-unit (triplex) | $837,720 |
| Four-unit (fourplex) | $1,041,072 |
These 2026 limits apply throughout Burleigh County, from Burleigh County outward, and sit alongside the limits set for neighboring Cass and Grand Forks Counties.
Affording a home in Burleigh County & Burleigh County
An FHA buyer near Burleigh County faces an estimated $260,000 median, a $9,100 down payment, and — after North Dakota's 0.98% property tax — a monthly cost around $2,016. That suits household income of roughly $78,000, above North Dakota's $73,959 median household income, so budget carefully.
FHA payment scenarios in Burleigh County
Whether you are buying in Burleigh County or a smaller Burleigh County community, here is how an FHA payment scales by price (3.5% down, 6.25% sample rate):
| Purchase Price | Down (3.5%) | Est. Monthly Payment |
|---|---|---|
| Entry-level — $187,000 | $6,545 | $1,483 |
| Local median — $260,000 | $9,100 | $2,016 |
| At the FHA limit — $541,287 | $18,945 | $4,071 |
Estimates include FHA MIP plus North Dakota property taxes and insurance. Rates move daily near Burleigh County too — get notified.
In Burleigh County and the surrounding Burleigh County market, FHA's appeal is the math: $9,100 down on a $260,000 home, credit accepted from 580, and assistance programs that can cover closing costs.
Multi-unit FHA limits in Burleigh County
Investors and house-hackers in Burleigh County and across Burleigh County can finance 2-4 unit homes with FHA at just 3.5% down: $692,997 for a duplex, $837,720 for a triplex, and $1,041,072 for a fourplex.
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Frequently Asked Questions
- What is the FHA loan limit in Burleigh County for 2026?
- In Burleigh County (Burleigh County), the 2026 FHA limit is $541,287 for one unit, $692,997 for a duplex, $837,720 for a triplex, and $1,041,072 for a fourplex.
- What income do I need to buy in Burleigh County with FHA?
- For a median-priced ($260,000) Burleigh County home, plan on income around $78,000 at a 31% housing ratio — about $2,016/month including taxes, insurance, and MIP.
- How much is the FHA down payment in Burleigh County?
- 3.5% with a 580+ score — roughly $9,100 on a $260,000 Burleigh County-area home. Gift funds are allowed.
- Is Burleigh County a high-cost FHA area?
- No — Burleigh County uses the $541,287 national floor for one unit.