FHA Loan Limits in Greene County, Ohio (2026)
From Greene County, FHA buyers in Greene County can finance a one-unit home up to $541,287 with 3.5% down in 2026. That matches the national FHA floor used across most of the Midwest.
| Property Type | 2026 FHA Loan Limit |
|---|---|
| One-unit (single family) | $541,287 |
| Two-unit (duplex) | $692,997 |
| Three-unit (triplex) | $837,720 |
| Four-unit (fourplex) | $1,041,072 |
These 2026 limits apply throughout Greene County, from Greene County outward, and sit alongside the limits set for neighboring Cuyahoga and Franklin Counties.
What can you buy with FHA in Greene County?
An FHA buyer near Greene County faces an estimated $227,000 median, a $7,945 down payment, and — after Ohio's 1.53% property tax — a monthly cost around $1,879. That suits household income of roughly $73,000, above Ohio's $67,769 median household income, so budget carefully.
FHA payment scenarios in Greene County
Whether you are buying in Greene County or a smaller Greene County community, here is how an FHA payment scales by price (3.5% down, 6.25% sample rate):
| Purchase Price | Down (3.5%) | Est. Monthly Payment |
|---|---|---|
| Entry-level — $163,000 | $5,705 | $1,382 |
| Local median — $227,000 | $7,945 | $1,879 |
| At the FHA limit — $541,287 | $18,945 | $4,319 |
Estimates include FHA MIP plus Ohio property taxes and insurance. Rates move daily near Greene County too — get notified.
In Greene County and the surrounding Greene County market, FHA's appeal is the math: $7,945 down on a $227,000 home, credit accepted from 580, and assistance programs that can cover closing costs.
Multi-unit FHA limits in Greene County
Investors and house-hackers in Greene County and across Greene County can finance 2-4 unit homes with FHA at just 3.5% down: $692,997 for a duplex, $837,720 for a triplex, and $1,041,072 for a fourplex.
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Frequently Asked Questions
- What is the FHA loan limit in Greene County for 2026?
- In Greene County (Greene County), the 2026 FHA limit is $541,287 for one unit, $692,997 for a duplex, $837,720 for a triplex, and $1,041,072 for a fourplex.
- What income do I need to buy in Greene County with FHA?
- For a median-priced ($227,000) Greene County home, plan on income around $73,000 at a 31% housing ratio — about $1,879/month including taxes, insurance, and MIP.
- How much is the FHA down payment in Greene County?
- 3.5% with a 580+ score — roughly $7,945 on a $227,000 Greene County-area home. Gift funds are allowed.
- Is Greene County a high-cost FHA area?
- No — Greene County uses the $541,287 national floor for one unit.