FHA Loan Limits in Tuscarawas County, Ohio (2026)
From Tuscarawas County, FHA buyers in Tuscarawas County can finance a one-unit home up to $541,287 with 3.5% down in 2026. That matches the national FHA floor used across most of the Midwest.
| Property Type | 2026 FHA Loan Limit |
|---|---|
| One-unit (single family) | $541,287 |
| Two-unit (duplex) | $692,997 |
| Three-unit (triplex) | $837,720 |
| Four-unit (fourplex) | $1,041,072 |
These 2026 limits apply throughout Tuscarawas County, from Tuscarawas County outward, and sit alongside the limits set for neighboring Cuyahoga and Franklin Counties.
What can you buy with FHA in Tuscarawas County?
An FHA buyer near Tuscarawas County faces an estimated $269,000 median, a $9,415 down payment, and — after Ohio's 1.53% property tax — a monthly cost around $2,205. That suits household income of roughly $85,000, above Ohio's $67,769 median household income, so budget carefully.
FHA payment scenarios in Tuscarawas County
Here is what an FHA payment looks like at three Tuscarawas County budgets, all with 3.5% down at a 6.25% example rate:
| Purchase Price | Down (3.5%) | Est. Monthly Payment |
|---|---|---|
| Entry-level — $194,000 | $6,790 | $1,623 |
| Local median — $269,000 | $9,415 | $2,205 |
| At the FHA limit — $541,287 | $18,945 | $4,319 |
Estimates include FHA MIP plus Ohio property taxes and insurance. Rates move daily near Tuscarawas County too — get notified.
In Tuscarawas County and the surrounding Tuscarawas County market, FHA's appeal is the math: $9,415 down on a $269,000 home, credit accepted from 580, and assistance programs that can cover closing costs.
Multi-unit FHA limits in Tuscarawas County
Looking at a duplex or fourplex near Tuscarawas County? FHA allows up to $692,997 on two units and $1,041,072 on four in Tuscarawas County, with the same low 3.5% down for owner-occupants.
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Frequently Asked Questions
- What is the FHA loan limit in Tuscarawas County for 2026?
- In Tuscarawas County (Tuscarawas County), the 2026 FHA limit is $541,287 for one unit, $692,997 for a duplex, $837,720 for a triplex, and $1,041,072 for a fourplex.
- What income do I need to buy in Tuscarawas County with FHA?
- For a median-priced ($269,000) Tuscarawas County home, plan on income around $85,000 at a 31% housing ratio — about $2,205/month including taxes, insurance, and MIP.
- How much is the FHA down payment in Tuscarawas County?
- 3.5% with a 580+ score — roughly $9,415 on a $269,000 Tuscarawas County-area home. Gift funds are allowed.
- Is Tuscarawas County a high-cost FHA area?
- No — Tuscarawas County uses the $541,287 national floor for one unit.