FHA Loan Limits in Le Flore County, Oklahoma (2026)
Le Flore County and the rest of Le Flore County, Oklahoma fall under a 2026 one-unit FHA limit of $541,287. That matches the national FHA floor used across most of the South.
| Property Type | 2026 FHA Loan Limit |
|---|---|
| One-unit (single family) | $541,287 |
| Two-unit (duplex) | $692,997 |
| Three-unit (triplex) | $837,720 |
| Four-unit (fourplex) | $1,041,072 |
Every community in Le Flore County — Le Flore County — shares the same 2026 FHA limits shown above, which differ from those in adjacent Oklahoma and Tulsa Counties.
How much home can you afford in Le Flore County?
Homes around Le Flore County carry an estimated local median near $218,000, so an FHA buyer in Le Flore County puts down about $7,630 (3.5%). With Oklahoma's 0.89% effective property-tax rate, the all-in payment runs near $1,693 a month — comfortable on household income around $66,000, above Oklahoma's $61,364 median household income, so budget carefully.
FHA payment scenarios in Le Flore County
Here is what an FHA payment looks like at three Le Flore County budgets, all with 3.5% down at a 6.25% example rate:
| Purchase Price | Down (3.5%) | Est. Monthly Payment |
|---|---|---|
| Entry-level — $157,000 | $5,495 | $1,252 |
| Local median — $218,000 | $7,630 | $1,693 |
| At the FHA limit — $541,287 | $18,945 | $4,030 |
Estimates include FHA MIP plus Oklahoma property taxes and insurance. Rates move daily near Le Flore County too — get notified.
Buyers across Le Flore County pair FHA with local down-payment assistance to keep upfront cash low — often turning the $7,630 down payment near Le Flore County into little out of pocket.
Multi-unit FHA limits in Le Flore County
Looking at a duplex or fourplex near Le Flore County? FHA allows up to $692,997 on two units and $1,041,072 on four in Le Flore County, with the same low 3.5% down for owner-occupants.
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Frequently Asked Questions
- What is the FHA loan limit in Le Flore County for 2026?
- In Le Flore County (Le Flore County), the 2026 FHA limit is $541,287 for one unit, $692,997 for a duplex, $837,720 for a triplex, and $1,041,072 for a fourplex.
- What income do I need to buy in Le Flore County with FHA?
- For a median-priced ($218,000) Le Flore County home, plan on income around $66,000 at a 31% housing ratio — about $1,693/month including taxes, insurance, and MIP.
- How much is the FHA down payment in Le Flore County?
- 3.5% with a 580+ score — roughly $7,630 on a $218,000 Le Flore County-area home. Gift funds are allowed.
- Is Le Flore County a high-cost FHA area?
- No — Le Flore County uses the $541,287 national floor for one unit.