FHA Loan Limits in Logan County, Oklahoma (2026)
Logan County and the rest of Logan County, Oklahoma fall under a 2026 one-unit FHA limit of $541,287. That matches the national FHA floor used across most of the South.
| Property Type | 2026 FHA Loan Limit |
|---|---|
| One-unit (single family) | $541,287 |
| Two-unit (duplex) | $692,997 |
| Three-unit (triplex) | $837,720 |
| Four-unit (fourplex) | $1,041,072 |
These 2026 limits apply throughout Logan County, from Logan County outward, and sit alongside the limits set for neighboring Oklahoma and Tulsa Counties.
How much home can you afford in Logan County?
With Logan County's median sale price estimated near $181,000 (think Logan County), the FHA down payment is roughly $6,335. Factoring Oklahoma property taxes near 0.89%, expect about $1,425 monthly, pointing to income near $55,000 — under Oklahoma's $61,364 median household income.
FHA payment scenarios in Logan County
FHA payments across Logan County price points — from entry homes near Logan County to the county's FHA limit (3.5% down, 6.25% sample rate):
| Purchase Price | Down (3.5%) | Est. Monthly Payment |
|---|---|---|
| Entry-level — $130,000 | $4,550 | $1,057 |
| Local median — $181,000 | $6,335 | $1,425 |
| At the FHA limit — $541,287 | $18,945 | $4,030 |
Estimates include FHA MIP plus Oklahoma property taxes and insurance. Rates move daily near Logan County too — get notified.
In Logan County and the surrounding Logan County market, FHA's appeal is the math: $6,335 down on a $181,000 home, credit accepted from 580, and assistance programs that can cover closing costs.
Multi-unit FHA limits in Logan County
Logan County's 2026 multi-unit FHA limits reach $692,997 (duplex), $837,720 (triplex), and $1,041,072 (fourplex) — so a buyer in Logan County can live in one unit and rent the rest to offset the mortgage.
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Frequently Asked Questions
- What is the FHA loan limit in Logan County for 2026?
- In Logan County (Logan County), the 2026 FHA limit is $541,287 for one unit, $692,997 for a duplex, $837,720 for a triplex, and $1,041,072 for a fourplex.
- What income do I need to buy in Logan County with FHA?
- For a median-priced ($181,000) Logan County home, plan on income around $55,000 at a 31% housing ratio — about $1,425/month including taxes, insurance, and MIP.
- How much is the FHA down payment in Logan County?
- 3.5% with a 580+ score — roughly $6,335 on a $181,000 Logan County-area home. Gift funds are allowed.
- Is Logan County a high-cost FHA area?
- No — Logan County uses the $541,287 national floor for one unit.