FHA Loan Limits in Blair County, Pennsylvania (2026)
Blair County and the rest of Blair County, Pennsylvania fall under a 2026 one-unit FHA limit of $541,287. That matches the national FHA floor used across most of the Mid-Atlantic.
| Property Type | 2026 FHA Loan Limit |
|---|---|
| One-unit (single family) | $541,287 |
| Two-unit (duplex) | $692,997 |
| Three-unit (triplex) | $837,720 |
| Four-unit (fourplex) | $1,041,072 |
From Blair County to the edges of Blair County, the figures above govern FHA borrowing; buyers here frequently compare them with nearby Allegheny and Philadelphia Counties.
How much home can you afford in Blair County?
An FHA buyer near Blair County faces an estimated $221,000 median, a $7,735 down payment, and — after Pennsylvania's 1.49% property tax — a monthly cost around $1,825. That suits household income of roughly $71,000, under Pennsylvania's $73,170 median household income.
FHA payment scenarios in Blair County
Here is what an FHA payment looks like at three Blair County budgets, all with 3.5% down at a 6.25% example rate:
| Purchase Price | Down (3.5%) | Est. Monthly Payment |
|---|---|---|
| Entry-level — $159,000 | $5,565 | $1,346 |
| Local median — $221,000 | $7,735 | $1,825 |
| At the FHA limit — $541,287 | $18,945 | $4,301 |
Estimates include FHA MIP plus Pennsylvania property taxes and insurance. Rates move daily near Blair County too — get notified.
First-time buyers make up much of FHA activity in Blair County and across Blair County, drawn by the 3.5% down payment, 580 minimum score, and the option to use gift funds toward the $7,735 needed on a median Blair County home.
Multi-unit FHA limits in Blair County
Looking at a duplex or fourplex near Blair County? FHA allows up to $692,997 on two units and $1,041,072 on four in Blair County, with the same low 3.5% down for owner-occupants.
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Frequently Asked Questions
- What is the FHA loan limit in Blair County for 2026?
- In Blair County (Blair County), the 2026 FHA limit is $541,287 for one unit, $692,997 for a duplex, $837,720 for a triplex, and $1,041,072 for a fourplex.
- What income do I need to buy in Blair County with FHA?
- For a median-priced ($221,000) Blair County home, plan on income around $71,000 at a 31% housing ratio — about $1,825/month including taxes, insurance, and MIP.
- How much is the FHA down payment in Blair County?
- 3.5% with a 580+ score — roughly $7,735 on a $221,000 Blair County-area home. Gift funds are allowed.
- Is Blair County a high-cost FHA area?
- No — Blair County uses the $541,287 national floor for one unit.