FHA Loan Limits in Maury County, Tennessee (2026)
Buying in Maury County or elsewhere in Maury County? The 2026 FHA single-family limit across the county is $541,287. That matches the national FHA floor used across most of the South.
| Property Type | 2026 FHA Loan Limit |
|---|---|
| One-unit (single family) | $541,287 |
| Two-unit (duplex) | $692,997 |
| Three-unit (triplex) | $837,720 |
| Four-unit (fourplex) | $1,041,072 |
Every community in Maury County — Maury County — shares the same 2026 FHA limits shown above, which differ from those in adjacent Davidson and Shelby Counties.
FHA affordability around Maury County
With Maury County's median sale price estimated near $362,000 (think Maury County), the FHA down payment is roughly $12,670. Factoring Tennessee property taxes near 0.66%, expect about $2,664 monthly, pointing to income near $103,000 — above Tennessee's $64,035 median household income, so budget carefully.
FHA payment scenarios in Maury County
FHA payments across Maury County price points — from entry homes near Maury County to the county's FHA limit (3.5% down, 6.25% sample rate):
| Purchase Price | Down (3.5%) | Est. Monthly Payment |
|---|---|---|
| Entry-level — $261,000 | $9,135 | $1,954 |
| Local median — $362,000 | $12,670 | $2,664 |
| At the FHA limit — $541,287 | $18,945 | $3,926 |
Estimates include FHA MIP plus Tennessee property taxes and insurance. Rates move daily near Maury County too — get notified.
Buyers across Maury County pair FHA with local down-payment assistance to keep upfront cash low — often turning the $12,670 down payment near Maury County into little out of pocket.
Multi-unit FHA limits in Maury County
Maury County's 2026 multi-unit FHA limits reach $692,997 (duplex), $837,720 (triplex), and $1,041,072 (fourplex) — so a buyer in Maury County can live in one unit and rent the rest to offset the mortgage.
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Frequently Asked Questions
- What is the FHA loan limit in Maury County for 2026?
- In Maury County (Maury County), the 2026 FHA limit is $541,287 for one unit, $692,997 for a duplex, $837,720 for a triplex, and $1,041,072 for a fourplex.
- What income do I need to buy in Maury County with FHA?
- For a median-priced ($362,000) Maury County home, plan on income around $103,000 at a 31% housing ratio — about $2,664/month including taxes, insurance, and MIP.
- How much is the FHA down payment in Maury County?
- 3.5% with a 580+ score — roughly $12,670 on a $362,000 Maury County-area home. Gift funds are allowed.
- Is Maury County a high-cost FHA area?
- No — Maury County uses the $541,287 national floor for one unit.