FHA Loan Limits in Weber County, Utah (2026)
In Weber County — anchored by Weber County — the 2026 FHA loan limit for a single-family home is $541,287. That matches the national FHA floor used across most of the Mountain West.
| Property Type | 2026 FHA Loan Limit |
|---|---|
| One-unit (single family) | $541,287 |
| Two-unit (duplex) | $692,997 |
| Three-unit (triplex) | $837,720 |
| Four-unit (fourplex) | $1,041,072 |
These 2026 limits apply throughout Weber County, from Weber County outward, and sit alongside the limits set for neighboring Salt Lake and Washington Counties.
Affording a home in Weber County & Weber County
With Weber County's median sale price estimated near $470,000 (think Weber County), the FHA down payment is roughly $16,450. Factoring Utah property taxes near 0.57%, expect about $3,389 monthly, pointing to income near $131,000 — above Utah's $86,833 median household income, so budget carefully.
FHA payment scenarios in Weber County
Whether you are buying in Weber County or a smaller Weber County community, here is how an FHA payment scales by price (3.5% down, 6.25% sample rate):
| Purchase Price | Down (3.5%) | Est. Monthly Payment |
|---|---|---|
| Entry-level — $338,000 | $11,830 | $2,470 |
| Local median — $470,000 | $16,450 | $3,389 |
| At the FHA limit — $541,287 | $18,945 | $3,886 |
Estimates include FHA MIP plus Utah property taxes and insurance. Rates move daily near Weber County too — get notified.
In Weber County and the surrounding Weber County market, FHA's appeal is the math: $16,450 down on a $470,000 home, credit accepted from 580, and assistance programs that can cover closing costs.
Multi-unit FHA limits in Weber County
Investors and house-hackers in Weber County and across Weber County can finance 2-4 unit homes with FHA at just 3.5% down: $692,997 for a duplex, $837,720 for a triplex, and $1,041,072 for a fourplex.
Never Miss an FHA Rate Change
Rates move daily and FHA rules change often. We will tell you the moment something shifts.
Free to join. Msg & data rates may apply; reply STOP to opt out. See our Terms & Privacy Policy.
Frequently Asked Questions
- What is the FHA loan limit in Weber County for 2026?
- In Weber County (Weber County), the 2026 FHA limit is $541,287 for one unit, $692,997 for a duplex, $837,720 for a triplex, and $1,041,072 for a fourplex.
- What income do I need to buy in Weber County with FHA?
- For a median-priced ($470,000) Weber County home, plan on income around $131,000 at a 31% housing ratio — about $3,389/month including taxes, insurance, and MIP.
- How much is the FHA down payment in Weber County?
- 3.5% with a 580+ score — roughly $16,450 on a $470,000 Weber County-area home. Gift funds are allowed.
- Is Weber County a high-cost FHA area?
- No — Weber County uses the $541,287 national floor for one unit.