FHA Loan Limits in Greenbrier County, West Virginia (2026)
Buying in Greenbrier County or elsewhere in Greenbrier County? The 2026 FHA single-family limit across the county is $541,287. That matches the national FHA floor used across most of Appalachia.
| Property Type | 2026 FHA Loan Limit |
|---|---|
| One-unit (single family) | $541,287 |
| Two-unit (duplex) | $692,997 |
| Three-unit (triplex) | $837,720 |
| Four-unit (fourplex) | $1,041,072 |
These 2026 limits apply throughout Greenbrier County, from Greenbrier County outward, and sit alongside the limits set for neighboring Kanawha and Berkeley Counties.
FHA affordability around Greenbrier County
With Greenbrier County's median sale price estimated near $191,000 (think Greenbrier County), the FHA down payment is roughly $6,685. Factoring West Virginia property taxes near 0.58%, expect about $1,448 monthly, pointing to income near $56,000 — above West Virginia's $55,217 median household income, so budget carefully.
FHA payment scenarios in Greenbrier County
Whether you are buying in Greenbrier County or a smaller Greenbrier County community, here is how an FHA payment scales by price (3.5% down, 6.25% sample rate):
| Purchase Price | Down (3.5%) | Est. Monthly Payment |
|---|---|---|
| Entry-level — $138,000 | $4,830 | $1,079 |
| Local median — $191,000 | $6,685 | $1,448 |
| At the FHA limit — $541,287 | $18,945 | $3,890 |
Estimates include FHA MIP plus West Virginia property taxes and insurance. Rates move daily near Greenbrier County too — get notified.
In Greenbrier County and the surrounding Greenbrier County market, FHA's appeal is the math: $6,685 down on a $191,000 home, credit accepted from 580, and assistance programs that can cover closing costs.
Multi-unit FHA limits in Greenbrier County
Investors and house-hackers in Greenbrier County and across Greenbrier County can finance 2-4 unit homes with FHA at just 3.5% down: $692,997 for a duplex, $837,720 for a triplex, and $1,041,072 for a fourplex.
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Frequently Asked Questions
- What is the FHA loan limit in Greenbrier County for 2026?
- In Greenbrier County (Greenbrier County), the 2026 FHA limit is $541,287 for one unit, $692,997 for a duplex, $837,720 for a triplex, and $1,041,072 for a fourplex.
- What income do I need to buy in Greenbrier County with FHA?
- For a median-priced ($191,000) Greenbrier County home, plan on income around $56,000 at a 31% housing ratio — about $1,448/month including taxes, insurance, and MIP.
- How much is the FHA down payment in Greenbrier County?
- 3.5% with a 580+ score — roughly $6,685 on a $191,000 Greenbrier County-area home. Gift funds are allowed.
- Is Greenbrier County a high-cost FHA area?
- No — Greenbrier County uses the $541,287 national floor for one unit.