FHA Loan Limits in Outagamie County, Wisconsin (2026)
Buying in Outagamie County or elsewhere in Outagamie County? The 2026 FHA single-family limit across the county is $541,287. That matches the national FHA floor used across most of the Midwest.
| Property Type | 2026 FHA Loan Limit |
|---|---|
| One-unit (single family) | $541,287 |
| Two-unit (duplex) | $692,997 |
| Three-unit (triplex) | $837,720 |
| Four-unit (fourplex) | $1,041,072 |
These 2026 limits apply throughout Outagamie County, from Outagamie County outward, and sit alongside the limits set for neighboring Milwaukee and Dane Counties.
FHA affordability around Outagamie County
With Outagamie County's median sale price estimated near $277,000 (think Outagamie County), the FHA down payment is roughly $9,695. Factoring Wisconsin property taxes near 1.61%, expect about $2,285 monthly, pointing to income near $88,000 — above Wisconsin's $72,458 median household income, so budget carefully.
FHA payment scenarios in Outagamie County
FHA payments across Outagamie County price points — from entry homes near Outagamie County to the county's FHA limit (3.5% down, 6.25% sample rate):
| Purchase Price | Down (3.5%) | Est. Monthly Payment |
|---|---|---|
| Entry-level — $199,000 | $6,965 | $1,675 |
| Local median — $277,000 | $9,695 | $2,285 |
| At the FHA limit — $541,287 | $18,945 | $4,355 |
Estimates include FHA MIP plus Wisconsin property taxes and insurance. Rates move daily near Outagamie County too — get notified.
In Outagamie County and the surrounding Outagamie County market, FHA's appeal is the math: $9,695 down on a $277,000 home, credit accepted from 580, and assistance programs that can cover closing costs.
Multi-unit FHA limits in Outagamie County
Outagamie County's 2026 multi-unit FHA limits reach $692,997 (duplex), $837,720 (triplex), and $1,041,072 (fourplex) — so a buyer in Outagamie County can live in one unit and rent the rest to offset the mortgage.
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Frequently Asked Questions
- What is the FHA loan limit in Outagamie County for 2026?
- In Outagamie County (Outagamie County), the 2026 FHA limit is $541,287 for one unit, $692,997 for a duplex, $837,720 for a triplex, and $1,041,072 for a fourplex.
- What income do I need to buy in Outagamie County with FHA?
- For a median-priced ($277,000) Outagamie County home, plan on income around $88,000 at a 31% housing ratio — about $2,285/month including taxes, insurance, and MIP.
- How much is the FHA down payment in Outagamie County?
- 3.5% with a 580+ score — roughly $9,695 on a $277,000 Outagamie County-area home. Gift funds are allowed.
- Is Outagamie County a high-cost FHA area?
- No — Outagamie County uses the $541,287 national floor for one unit.