FHA Loan Limits in Uinta County, Wyoming (2026)
Uinta County and the rest of Uinta County, Wyoming fall under a 2026 one-unit FHA limit of $541,287. That matches the national FHA floor used across most of the Mountain West.
| Property Type | 2026 FHA Loan Limit |
|---|---|
| One-unit (single family) | $541,287 |
| Two-unit (duplex) | $692,997 |
| Three-unit (triplex) | $837,720 |
| Four-unit (fourplex) | $1,041,072 |
Every community in Uinta County — Uinta County — shares the same 2026 FHA limits shown above, which differ from those in adjacent Laramie and Natrona Counties.
How much home can you afford in Uinta County?
Homes around Uinta County carry an estimated local median near $305,000, so an FHA buyer in Uinta County puts down about $10,675 (3.5%). With Wyoming's 0.61% effective property-tax rate, the all-in payment runs near $2,251 a month — comfortable on household income around $87,000, above Wyoming's $72,495 median household income, so budget carefully.
FHA payment scenarios in Uinta County
FHA payments across Uinta County price points — from entry homes near Uinta County to the county's FHA limit (3.5% down, 6.25% sample rate):
| Purchase Price | Down (3.5%) | Est. Monthly Payment |
|---|---|---|
| Entry-level — $220,000 | $7,700 | $1,656 |
| Local median — $305,000 | $10,675 | $2,251 |
| At the FHA limit — $541,287 | $18,945 | $3,904 |
Estimates include FHA MIP plus Wyoming property taxes and insurance. Rates move daily near Uinta County too — get notified.
Buyers across Uinta County pair FHA with local down-payment assistance to keep upfront cash low — often turning the $10,675 down payment near Uinta County into little out of pocket.
Multi-unit FHA limits in Uinta County
Uinta County's 2026 multi-unit FHA limits reach $692,997 (duplex), $837,720 (triplex), and $1,041,072 (fourplex) — so a buyer in Uinta County can live in one unit and rent the rest to offset the mortgage.
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Frequently Asked Questions
- What is the FHA loan limit in Uinta County for 2026?
- In Uinta County (Uinta County), the 2026 FHA limit is $541,287 for one unit, $692,997 for a duplex, $837,720 for a triplex, and $1,041,072 for a fourplex.
- What income do I need to buy in Uinta County with FHA?
- For a median-priced ($305,000) Uinta County home, plan on income around $87,000 at a 31% housing ratio — about $2,251/month including taxes, insurance, and MIP.
- How much is the FHA down payment in Uinta County?
- 3.5% with a 580+ score — roughly $10,675 on a $305,000 Uinta County-area home. Gift funds are allowed.
- Is Uinta County a high-cost FHA area?
- No — Uinta County uses the $541,287 national floor for one unit.