FHA Loan Limits in Bossier County, Louisiana (2026)
Buying in Bossier County or elsewhere in Bossier County? The 2026 FHA single-family limit across the county is $541,287. That matches the national FHA floor used across most of the South.
| Property Type | 2026 FHA Loan Limit |
|---|---|
| One-unit (single family) | $541,287 |
| Two-unit (duplex) | $692,997 |
| Three-unit (triplex) | $837,720 |
| Four-unit (fourplex) | $1,041,072 |
Every community in Bossier County — Bossier County — shares the same 2026 FHA limits shown above, which differ from those in adjacent East Baton Rouge and Jefferson Counties.
FHA affordability around Bossier County
An FHA buyer near Bossier County faces an estimated $248,000 median, a $8,680 down payment, and — after Louisiana's 0.56% property tax — a monthly cost around $1,841. That suits household income of roughly $71,000, above Louisiana's $57,852 median household income, so budget carefully.
FHA payment scenarios in Bossier County
Here is what an FHA payment looks like at three Bossier County budgets, all with 3.5% down at a 6.25% example rate:
| Purchase Price | Down (3.5%) | Est. Monthly Payment |
|---|---|---|
| Entry-level — $179,000 | $6,265 | $1,362 |
| Local median — $248,000 | $8,680 | $1,841 |
| At the FHA limit — $541,287 | $18,945 | $3,881 |
Estimates include FHA MIP plus Louisiana property taxes and insurance. Rates move daily near Bossier County too — get notified.
Buyers across Bossier County pair FHA with local down-payment assistance to keep upfront cash low — often turning the $8,680 down payment near Bossier County into little out of pocket.
Multi-unit FHA limits in Bossier County
Looking at a duplex or fourplex near Bossier County? FHA allows up to $692,997 on two units and $1,041,072 on four in Bossier County, with the same low 3.5% down for owner-occupants.
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Frequently Asked Questions
- What is the FHA loan limit in Bossier County for 2026?
- In Bossier County (Bossier County), the 2026 FHA limit is $541,287 for one unit, $692,997 for a duplex, $837,720 for a triplex, and $1,041,072 for a fourplex.
- What income do I need to buy in Bossier County with FHA?
- For a median-priced ($248,000) Bossier County home, plan on income around $71,000 at a 31% housing ratio — about $1,841/month including taxes, insurance, and MIP.
- How much is the FHA down payment in Bossier County?
- 3.5% with a 580+ score — roughly $8,680 on a $248,000 Bossier County-area home. Gift funds are allowed.
- Is Bossier County a high-cost FHA area?
- No — Bossier County uses the $541,287 national floor for one unit.