FHA Loan Limits in Caddo County, Louisiana (2026)
Buying in Caddo County or elsewhere in Caddo County? The 2026 FHA single-family limit across the county is $541,287. That matches the national FHA floor used across most of the South.
| Property Type | 2026 FHA Loan Limit |
|---|---|
| One-unit (single family) | $541,287 |
| Two-unit (duplex) | $692,997 |
| Three-unit (triplex) | $837,720 |
| Four-unit (fourplex) | $1,041,072 |
Every community in Caddo County — Caddo County — shares the same 2026 FHA limits shown above, which differ from those in adjacent East Baton Rouge and Jefferson Counties.
FHA affordability around Caddo County
With Caddo County's median sale price estimated near $193,000 (think Caddo County), the FHA down payment is roughly $6,755. Factoring Louisiana property taxes near 0.56%, expect about $1,459 monthly, pointing to income near $56,000 — under Louisiana's $57,852 median household income.
FHA payment scenarios in Caddo County
Whether you are buying in Caddo County or a smaller Caddo County community, here is how an FHA payment scales by price (3.5% down, 6.25% sample rate):
| Purchase Price | Down (3.5%) | Est. Monthly Payment |
|---|---|---|
| Entry-level — $139,000 | $4,865 | $1,083 |
| Local median — $193,000 | $6,755 | $1,459 |
| At the FHA limit — $541,287 | $18,945 | $3,881 |
Estimates include FHA MIP plus Louisiana property taxes and insurance. Rates move daily near Caddo County too — get notified.
Buyers across Caddo County pair FHA with local down-payment assistance to keep upfront cash low — often turning the $6,755 down payment near Caddo County into little out of pocket.
Multi-unit FHA limits in Caddo County
Investors and house-hackers in Caddo County and across Caddo County can finance 2-4 unit homes with FHA at just 3.5% down: $692,997 for a duplex, $837,720 for a triplex, and $1,041,072 for a fourplex.
Be First to Know When FHA Rates Move
Rates move daily and FHA rules change often. We will tell you the moment something shifts.
Free to join. Msg & data rates may apply; reply STOP to opt out. See our Terms & Privacy Policy.
Frequently Asked Questions
- What is the FHA loan limit in Caddo County for 2026?
- In Caddo County (Caddo County), the 2026 FHA limit is $541,287 for one unit, $692,997 for a duplex, $837,720 for a triplex, and $1,041,072 for a fourplex.
- What income do I need to buy in Caddo County with FHA?
- For a median-priced ($193,000) Caddo County home, plan on income around $56,000 at a 31% housing ratio — about $1,459/month including taxes, insurance, and MIP.
- How much is the FHA down payment in Caddo County?
- 3.5% with a 580+ score — roughly $6,755 on a $193,000 Caddo County-area home. Gift funds are allowed.
- Is Caddo County a high-cost FHA area?
- No — Caddo County uses the $541,287 national floor for one unit.