FHA Loan Limits in Dawson County, Nebraska (2026)
From Dawson County, FHA buyers in Dawson County can finance a one-unit home up to $541,287 with 3.5% down in 2026. That matches the national FHA floor used across most of the Midwest.
| Property Type | 2026 FHA Loan Limit |
|---|---|
| One-unit (single family) | $541,287 |
| Two-unit (duplex) | $692,997 |
| Three-unit (triplex) | $837,720 |
| Four-unit (fourplex) | $1,041,072 |
These 2026 limits apply throughout Dawson County, from Dawson County outward, and sit alongside the limits set for neighboring Douglas and Lancaster Counties.
What can you buy with FHA in Dawson County?
With Dawson County's median sale price estimated near $287,000 (think Dawson County), the FHA down payment is roughly $10,045. Factoring Nebraska property taxes near 1.63%, expect about $2,369 monthly, pointing to income near $92,000 — above Nebraska's $71,722 median household income, so budget carefully.
FHA payment scenarios in Dawson County
FHA payments across Dawson County price points — from entry homes near Dawson County to the county's FHA limit (3.5% down, 6.25% sample rate):
| Purchase Price | Down (3.5%) | Est. Monthly Payment |
|---|---|---|
| Entry-level — $207,000 | $7,245 | $1,741 |
| Local median — $287,000 | $10,045 | $2,369 |
| At the FHA limit — $541,287 | $18,945 | $4,364 |
Estimates include FHA MIP plus Nebraska property taxes and insurance. Rates move daily near Dawson County too — get notified.
In Dawson County and the surrounding Dawson County market, FHA's appeal is the math: $10,045 down on a $287,000 home, credit accepted from 580, and assistance programs that can cover closing costs.
Multi-unit FHA limits in Dawson County
Dawson County's 2026 multi-unit FHA limits reach $692,997 (duplex), $837,720 (triplex), and $1,041,072 (fourplex) — so a buyer in Dawson County can live in one unit and rent the rest to offset the mortgage.
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Frequently Asked Questions
- What is the FHA loan limit in Dawson County for 2026?
- In Dawson County (Dawson County), the 2026 FHA limit is $541,287 for one unit, $692,997 for a duplex, $837,720 for a triplex, and $1,041,072 for a fourplex.
- What income do I need to buy in Dawson County with FHA?
- For a median-priced ($287,000) Dawson County home, plan on income around $92,000 at a 31% housing ratio — about $2,369/month including taxes, insurance, and MIP.
- How much is the FHA down payment in Dawson County?
- 3.5% with a 580+ score — roughly $10,045 on a $287,000 Dawson County-area home. Gift funds are allowed.
- Is Dawson County a high-cost FHA area?
- No — Dawson County uses the $541,287 national floor for one unit.