FHA Loan Limits in Uintah County, Utah (2026)
In Uintah County — anchored by Uintah County — the 2026 FHA loan limit for a single-family home is $541,287. That matches the national FHA floor used across most of the Mountain West.
| Property Type | 2026 FHA Loan Limit |
|---|---|
| One-unit (single family) | $541,287 |
| Two-unit (duplex) | $692,997 |
| Three-unit (triplex) | $837,720 |
| Four-unit (fourplex) | $1,041,072 |
These 2026 limits apply throughout Uintah County, from Uintah County outward, and sit alongside the limits set for neighboring Salt Lake and Weber Counties.
Affording a home in Uintah County & Uintah County
With Uintah County's median sale price estimated near $522,000 (think Uintah County), the FHA down payment is roughly $18,270. Factoring Utah property taxes near 0.57%, expect about $3,751 monthly, pointing to income near $145,000 — above Utah's $86,833 median household income, so budget carefully.
FHA payment scenarios in Uintah County
Whether you are buying in Uintah County or a smaller Uintah County community, here is how an FHA payment scales by price (3.5% down, 6.25% sample rate):
| Purchase Price | Down (3.5%) | Est. Monthly Payment |
|---|---|---|
| Entry-level — $376,000 | $13,160 | $2,735 |
| Local median — $522,000 | $18,270 | $3,751 |
| At the FHA limit — $541,287 | $18,945 | $3,886 |
Estimates include FHA MIP plus Utah property taxes and insurance. Rates move daily near Uintah County too — get notified.
In Uintah County and the surrounding Uintah County market, FHA's appeal is the math: $18,270 down on a $522,000 home, credit accepted from 580, and assistance programs that can cover closing costs.
Multi-unit FHA limits in Uintah County
Investors and house-hackers in Uintah County and across Uintah County can finance 2-4 unit homes with FHA at just 3.5% down: $692,997 for a duplex, $837,720 for a triplex, and $1,041,072 for a fourplex.
Never Miss an FHA Rate Change
We track HUD and FHA so you can move at the right moment — free, no pressure.
Free to join. Msg & data rates may apply; reply STOP to opt out. See our Terms & Privacy Policy.
Frequently Asked Questions
- What is the FHA loan limit in Uintah County for 2026?
- In Uintah County (Uintah County), the 2026 FHA limit is $541,287 for one unit, $692,997 for a duplex, $837,720 for a triplex, and $1,041,072 for a fourplex.
- What income do I need to buy in Uintah County with FHA?
- For a median-priced ($522,000) Uintah County home, plan on income around $145,000 at a 31% housing ratio — about $3,751/month including taxes, insurance, and MIP.
- How much is the FHA down payment in Uintah County?
- 3.5% with a 580+ score — roughly $18,270 on a $522,000 Uintah County-area home. Gift funds are allowed.
- Is Uintah County a high-cost FHA area?
- No — Uintah County uses the $541,287 national floor for one unit.