FHA Loan Limits in Dodge County, Wisconsin (2026)
Dodge County and the rest of Dodge County, Wisconsin fall under a 2026 one-unit FHA limit of $541,287. That matches the national FHA floor used across most of the Midwest.
| Property Type | 2026 FHA Loan Limit |
|---|---|
| One-unit (single family) | $541,287 |
| Two-unit (duplex) | $692,997 |
| Three-unit (triplex) | $837,720 |
| Four-unit (fourplex) | $1,041,072 |
Every community in Dodge County — Dodge County — shares the same 2026 FHA limits shown above, which differ from those in adjacent Milwaukee and Dane Counties.
How much home can you afford in Dodge County?
An FHA buyer near Dodge County faces an estimated $283,000 median, a $9,905 down payment, and — after Wisconsin's 1.61% property tax — a monthly cost around $2,332. That suits household income of roughly $90,000, above Wisconsin's $72,458 median household income, so budget carefully.
FHA payment scenarios in Dodge County
Here is what an FHA payment looks like at three Dodge County budgets, all with 3.5% down at a 6.25% example rate:
| Purchase Price | Down (3.5%) | Est. Monthly Payment |
|---|---|---|
| Entry-level — $204,000 | $7,140 | $1,714 |
| Local median — $283,000 | $9,905 | $2,332 |
| At the FHA limit — $541,287 | $18,945 | $4,355 |
Estimates include FHA MIP plus Wisconsin property taxes and insurance. Rates move daily near Dodge County too — get notified.
Buyers across Dodge County pair FHA with local down-payment assistance to keep upfront cash low — often turning the $9,905 down payment near Dodge County into little out of pocket.
Multi-unit FHA limits in Dodge County
Looking at a duplex or fourplex near Dodge County? FHA allows up to $692,997 on two units and $1,041,072 on four in Dodge County, with the same low 3.5% down for owner-occupants.
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Frequently Asked Questions
- What is the FHA loan limit in Dodge County for 2026?
- In Dodge County (Dodge County), the 2026 FHA limit is $541,287 for one unit, $692,997 for a duplex, $837,720 for a triplex, and $1,041,072 for a fourplex.
- What income do I need to buy in Dodge County with FHA?
- For a median-priced ($283,000) Dodge County home, plan on income around $90,000 at a 31% housing ratio — about $2,332/month including taxes, insurance, and MIP.
- How much is the FHA down payment in Dodge County?
- 3.5% with a 580+ score — roughly $9,905 on a $283,000 Dodge County-area home. Gift funds are allowed.
- Is Dodge County a high-cost FHA area?
- No — Dodge County uses the $541,287 national floor for one unit.