FHA Loan Limits in Weston County, Wyoming (2026)
In Weston County — anchored by Weston County — the 2026 FHA loan limit for a single-family home is $541,287. That matches the national FHA floor used across most of the Mountain West.
| Property Type | 2026 FHA Loan Limit |
|---|---|
| One-unit (single family) | $541,287 |
| Two-unit (duplex) | $692,997 |
| Three-unit (triplex) | $837,720 |
| Four-unit (fourplex) | $1,041,072 |
Every community in Weston County — Weston County — shares the same 2026 FHA limits shown above, which differ from those in adjacent Laramie and Natrona Counties.
Affording a home in Weston County & Weston County
With Weston County's median sale price estimated near $296,000 (think Weston County), the FHA down payment is roughly $10,360. Factoring Wyoming property taxes near 0.61%, expect about $2,188 monthly, pointing to income near $85,000 — above Wyoming's $72,495 median household income, so budget carefully.
FHA payment scenarios in Weston County
Whether you are buying in Weston County or a smaller Weston County community, here is how an FHA payment scales by price (3.5% down, 6.25% sample rate):
| Purchase Price | Down (3.5%) | Est. Monthly Payment |
|---|---|---|
| Entry-level — $213,000 | $7,455 | $1,607 |
| Local median — $296,000 | $10,360 | $2,188 |
| At the FHA limit — $541,287 | $18,945 | $3,904 |
Estimates include FHA MIP plus Wyoming property taxes and insurance. Rates move daily near Weston County too — get notified.
Buyers across Weston County pair FHA with local down-payment assistance to keep upfront cash low — often turning the $10,360 down payment near Weston County into little out of pocket.
Multi-unit FHA limits in Weston County
Investors and house-hackers in Weston County and across Weston County can finance 2-4 unit homes with FHA at just 3.5% down: $692,997 for a duplex, $837,720 for a triplex, and $1,041,072 for a fourplex.
Be First to Know When FHA Rates Move
Join the free FHA Notification Program — we watch rates, requirements, and new programs so you do not have to.
Free to join. Msg & data rates may apply; reply STOP to opt out. See our Terms & Privacy Policy.
Frequently Asked Questions
- What is the FHA loan limit in Weston County for 2026?
- In Weston County (Weston County), the 2026 FHA limit is $541,287 for one unit, $692,997 for a duplex, $837,720 for a triplex, and $1,041,072 for a fourplex.
- What income do I need to buy in Weston County with FHA?
- For a median-priced ($296,000) Weston County home, plan on income around $85,000 at a 31% housing ratio — about $2,188/month including taxes, insurance, and MIP.
- How much is the FHA down payment in Weston County?
- 3.5% with a 580+ score — roughly $10,360 on a $296,000 Weston County-area home. Gift funds are allowed.
- Is Weston County a high-cost FHA area?
- No — Weston County uses the $541,287 national floor for one unit.