FHA Loan Limits in Juneau County, Alaska (2026)
In Juneau County — anchored by Juneau County — the 2026 FHA loan limit for a single-family home is $541,287. That matches the national FHA floor used across most of the West.
| Property Type | 2026 FHA Loan Limit |
|---|---|
| One-unit (single family) | $541,287 |
| Two-unit (duplex) | $692,997 |
| Three-unit (triplex) | $837,720 |
| Four-unit (fourplex) | $1,041,072 |
From Juneau County to the edges of Juneau County, the figures above govern FHA borrowing; buyers here frequently compare them with nearby Anchorage and Fairbanks North Star Counties.
Affording a home in Juneau County & Juneau County
With Juneau County's median sale price estimated near $383,000 (think Juneau County), the FHA down payment is roughly $13,405. Factoring Alaska property taxes near 1.19%, expect about $2,981 monthly, pointing to income near $115,000 — above Alaska's $86,370 median household income, so budget carefully.
FHA payment scenarios in Juneau County
Here is what an FHA payment looks like at three Juneau County budgets, all with 3.5% down at a 6.25% example rate:
| Purchase Price | Down (3.5%) | Est. Monthly Payment |
|---|---|---|
| Entry-level — $276,000 | $9,660 | $2,181 |
| Local median — $383,000 | $13,405 | $2,981 |
| At the FHA limit — $541,287 | $18,945 | $4,165 |
Estimates include FHA MIP plus Alaska property taxes and insurance. Rates move daily near Juneau County too — get notified.
First-time buyers make up much of FHA activity in Juneau County and across Juneau County, drawn by the 3.5% down payment, 580 minimum score, and the option to use gift funds toward the $13,405 needed on a median Juneau County home.
Multi-unit FHA limits in Juneau County
Looking at a duplex or fourplex near Juneau County? FHA allows up to $692,997 on two units and $1,041,072 on four in Juneau County, with the same low 3.5% down for owner-occupants.
Your Free FHA Early-Warning System
Rates move daily and FHA rules change often. We will tell you the moment something shifts.
Free to join. Msg & data rates may apply; reply STOP to opt out. See our Terms & Privacy Policy.
Frequently Asked Questions
- What is the FHA loan limit in Juneau County for 2026?
- In Juneau County (Juneau County), the 2026 FHA limit is $541,287 for one unit, $692,997 for a duplex, $837,720 for a triplex, and $1,041,072 for a fourplex.
- What income do I need to buy in Juneau County with FHA?
- For a median-priced ($383,000) Juneau County home, plan on income around $115,000 at a 31% housing ratio — about $2,981/month including taxes, insurance, and MIP.
- How much is the FHA down payment in Juneau County?
- 3.5% with a 580+ score — roughly $13,405 on a $383,000 Juneau County-area home. Gift funds are allowed.
- Is Juneau County a high-cost FHA area?
- No — Juneau County uses the $541,287 national floor for one unit.