FHA Loan Limits in Matanuska-Susitna County, Alaska (2026)
Matanuska-Susitna County and the rest of Matanuska-Susitna County, Alaska fall under a 2026 one-unit FHA limit of $541,287. That matches the national FHA floor used across most of the West.
| Property Type | 2026 FHA Loan Limit |
|---|---|
| One-unit (single family) | $541,287 |
| Two-unit (duplex) | $692,997 |
| Three-unit (triplex) | $837,720 |
| Four-unit (fourplex) | $1,041,072 |
From Matanuska-Susitna County to the edges of Matanuska-Susitna County, the figures above govern FHA borrowing; buyers here frequently compare them with nearby Anchorage and Fairbanks North Star Counties.
How much home can you afford in Matanuska-Susitna County?
An FHA buyer near Matanuska-Susitna County faces an estimated $400,000 median, a $14,000 down payment, and — after Alaska's 1.19% property tax — a monthly cost around $3,109. That suits household income of roughly $120,000, above Alaska's $86,370 median household income, so budget carefully.
FHA payment scenarios in Matanuska-Susitna County
Whether you are buying in Matanuska-Susitna County or a smaller Matanuska-Susitna County community, here is how an FHA payment scales by price (3.5% down, 6.25% sample rate):
| Purchase Price | Down (3.5%) | Est. Monthly Payment |
|---|---|---|
| Entry-level — $288,000 | $10,080 | $2,271 |
| Local median — $400,000 | $14,000 | $3,109 |
| At the FHA limit — $541,287 | $18,945 | $4,165 |
Estimates include FHA MIP plus Alaska property taxes and insurance. Rates move daily near Matanuska-Susitna County too — get notified.
First-time buyers make up much of FHA activity in Matanuska-Susitna County and across Matanuska-Susitna County, drawn by the 3.5% down payment, 580 minimum score, and the option to use gift funds toward the $14,000 needed on a median Matanuska-Susitna County home.
Multi-unit FHA limits in Matanuska-Susitna County
Investors and house-hackers in Matanuska-Susitna County and across Matanuska-Susitna County can finance 2-4 unit homes with FHA at just 3.5% down: $692,997 for a duplex, $837,720 for a triplex, and $1,041,072 for a fourplex.
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Frequently Asked Questions
- What is the FHA loan limit in Matanuska-Susitna County for 2026?
- In Matanuska-Susitna County (Matanuska-Susitna County), the 2026 FHA limit is $541,287 for one unit, $692,997 for a duplex, $837,720 for a triplex, and $1,041,072 for a fourplex.
- What income do I need to buy in Matanuska-Susitna County with FHA?
- For a median-priced ($400,000) Matanuska-Susitna County home, plan on income around $120,000 at a 31% housing ratio — about $3,109/month including taxes, insurance, and MIP.
- How much is the FHA down payment in Matanuska-Susitna County?
- 3.5% with a 580+ score — roughly $14,000 on a $400,000 Matanuska-Susitna County-area home. Gift funds are allowed.
- Is Matanuska-Susitna County a high-cost FHA area?
- No — Matanuska-Susitna County uses the $541,287 national floor for one unit.