FHA Loan Limits in North Slope County, Alaska (2026)
Buying in North Slope County or elsewhere in North Slope County? The 2026 FHA single-family limit across the county is $541,287. That matches the national FHA floor used across most of the West.
| Property Type | 2026 FHA Loan Limit |
|---|---|
| One-unit (single family) | $541,287 |
| Two-unit (duplex) | $692,997 |
| Three-unit (triplex) | $837,720 |
| Four-unit (fourplex) | $1,041,072 |
From North Slope County to the edges of North Slope County, the figures above govern FHA borrowing; buyers here frequently compare them with nearby Anchorage and Fairbanks North Star Counties.
FHA affordability around North Slope County
An FHA buyer near North Slope County faces an estimated $400,000 median, a $14,000 down payment, and — after Alaska's 1.19% property tax — a monthly cost around $3,109. That suits household income of roughly $120,000, above Alaska's $86,370 median household income, so budget carefully.
FHA payment scenarios in North Slope County
Here is what an FHA payment looks like at three North Slope County budgets, all with 3.5% down at a 6.25% example rate:
| Purchase Price | Down (3.5%) | Est. Monthly Payment |
|---|---|---|
| Entry-level — $288,000 | $10,080 | $2,271 |
| Local median — $400,000 | $14,000 | $3,109 |
| At the FHA limit — $541,287 | $18,945 | $4,165 |
Estimates include FHA MIP plus Alaska property taxes and insurance. Rates move daily near North Slope County too — get notified.
First-time buyers make up much of FHA activity in North Slope County and across North Slope County, drawn by the 3.5% down payment, 580 minimum score, and the option to use gift funds toward the $14,000 needed on a median North Slope County home.
Multi-unit FHA limits in North Slope County
Looking at a duplex or fourplex near North Slope County? FHA allows up to $692,997 on two units and $1,041,072 on four in North Slope County, with the same low 3.5% down for owner-occupants.
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Frequently Asked Questions
- What is the FHA loan limit in North Slope County for 2026?
- In North Slope County (North Slope County), the 2026 FHA limit is $541,287 for one unit, $692,997 for a duplex, $837,720 for a triplex, and $1,041,072 for a fourplex.
- What income do I need to buy in North Slope County with FHA?
- For a median-priced ($400,000) North Slope County home, plan on income around $120,000 at a 31% housing ratio — about $3,109/month including taxes, insurance, and MIP.
- How much is the FHA down payment in North Slope County?
- 3.5% with a 580+ score — roughly $14,000 on a $400,000 North Slope County-area home. Gift funds are allowed.
- Is North Slope County a high-cost FHA area?
- No — North Slope County uses the $541,287 national floor for one unit.