FHA Loan Limits in Crawford County, Kansas (2026)
In Crawford County — anchored by Crawford County — the 2026 FHA loan limit for a single-family home is $541,287. That matches the national FHA floor used across most of the Midwest.
| Property Type | 2026 FHA Loan Limit |
|---|---|
| One-unit (single family) | $541,287 |
| Two-unit (duplex) | $692,997 |
| Three-unit (triplex) | $837,720 |
| Four-unit (fourplex) | $1,041,072 |
Every community in Crawford County — Crawford County — shares the same 2026 FHA limits shown above, which differ from those in adjacent Johnson and Sedgwick Counties.
Affording a home in Crawford County & Crawford County
With Crawford County's median sale price estimated near $275,000 (think Crawford County), the FHA down payment is roughly $9,625. Factoring Kansas property taxes near 1.41%, expect about $2,224 monthly, pointing to income near $86,000 — above Kansas's $69,747 median household income, so budget carefully.
FHA payment scenarios in Crawford County
Whether you are buying in Crawford County or a smaller Crawford County community, here is how an FHA payment scales by price (3.5% down, 6.25% sample rate):
| Purchase Price | Down (3.5%) | Est. Monthly Payment |
|---|---|---|
| Entry-level — $198,000 | $6,930 | $1,634 |
| Local median — $275,000 | $9,625 | $2,224 |
| At the FHA limit — $541,287 | $18,945 | $4,265 |
Estimates include FHA MIP plus Kansas property taxes and insurance. Rates move daily near Crawford County too — get notified.
Buyers across Crawford County pair FHA with local down-payment assistance to keep upfront cash low — often turning the $9,625 down payment near Crawford County into little out of pocket.
Multi-unit FHA limits in Crawford County
Investors and house-hackers in Crawford County and across Crawford County can finance 2-4 unit homes with FHA at just 3.5% down: $692,997 for a duplex, $837,720 for a triplex, and $1,041,072 for a fourplex.
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Frequently Asked Questions
- What is the FHA loan limit in Crawford County for 2026?
- In Crawford County (Crawford County), the 2026 FHA limit is $541,287 for one unit, $692,997 for a duplex, $837,720 for a triplex, and $1,041,072 for a fourplex.
- What income do I need to buy in Crawford County with FHA?
- For a median-priced ($275,000) Crawford County home, plan on income around $86,000 at a 31% housing ratio — about $2,224/month including taxes, insurance, and MIP.
- How much is the FHA down payment in Crawford County?
- 3.5% with a 580+ score — roughly $9,625 on a $275,000 Crawford County-area home. Gift funds are allowed.
- Is Crawford County a high-cost FHA area?
- No — Crawford County uses the $541,287 national floor for one unit.