FHA Loan Limits in Wyandotte County, Kansas (2026)
From Wyandotte County, FHA buyers in Wyandotte County can finance a one-unit home up to $541,287 with 3.5% down in 2026. That matches the national FHA floor used across most of the Midwest.
| Property Type | 2026 FHA Loan Limit |
|---|---|
| One-unit (single family) | $541,287 |
| Two-unit (duplex) | $692,997 |
| Three-unit (triplex) | $837,720 |
| Four-unit (fourplex) | $1,041,072 |
These 2026 limits apply throughout Wyandotte County, from Wyandotte County outward, and sit alongside the limits set for neighboring Johnson and Sedgwick Counties.
What can you buy with FHA in Wyandotte County?
With Wyandotte County's median sale price estimated near $190,000 (think Wyandotte County), the FHA down payment is roughly $6,650. Factoring Kansas property taxes near 1.41%, expect about $1,573 monthly, pointing to income near $61,000 — under Kansas's $69,747 median household income.
FHA payment scenarios in Wyandotte County
Whether you are buying in Wyandotte County or a smaller Wyandotte County community, here is how an FHA payment scales by price (3.5% down, 6.25% sample rate):
| Purchase Price | Down (3.5%) | Est. Monthly Payment |
|---|---|---|
| Entry-level — $137,000 | $4,795 | $1,166 |
| Local median — $190,000 | $6,650 | $1,573 |
| At the FHA limit — $541,287 | $18,945 | $4,265 |
Estimates include FHA MIP plus Kansas property taxes and insurance. Rates move daily near Wyandotte County too — get notified.
In Wyandotte County and the surrounding Wyandotte County market, FHA's appeal is the math: $6,650 down on a $190,000 home, credit accepted from 580, and assistance programs that can cover closing costs.
Multi-unit FHA limits in Wyandotte County
Investors and house-hackers in Wyandotte County and across Wyandotte County can finance 2-4 unit homes with FHA at just 3.5% down: $692,997 for a duplex, $837,720 for a triplex, and $1,041,072 for a fourplex.
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Frequently Asked Questions
- What is the FHA loan limit in Wyandotte County for 2026?
- In Wyandotte County (Wyandotte County), the 2026 FHA limit is $541,287 for one unit, $692,997 for a duplex, $837,720 for a triplex, and $1,041,072 for a fourplex.
- What income do I need to buy in Wyandotte County with FHA?
- For a median-priced ($190,000) Wyandotte County home, plan on income around $61,000 at a 31% housing ratio — about $1,573/month including taxes, insurance, and MIP.
- How much is the FHA down payment in Wyandotte County?
- 3.5% with a 580+ score — roughly $6,650 on a $190,000 Wyandotte County-area home. Gift funds are allowed.
- Is Wyandotte County a high-cost FHA area?
- No — Wyandotte County uses the $541,287 national floor for one unit.