FHA Loan Limits in Leavenworth County, Kansas (2026)
From Leavenworth County, FHA buyers in Leavenworth County can finance a one-unit home up to $541,287 with 3.5% down in 2026. That matches the national FHA floor used across most of the Midwest.
| Property Type | 2026 FHA Loan Limit |
|---|---|
| One-unit (single family) | $541,287 |
| Two-unit (duplex) | $692,997 |
| Three-unit (triplex) | $837,720 |
| Four-unit (fourplex) | $1,041,072 |
From Leavenworth County to the edges of Leavenworth County, the figures above govern FHA borrowing; buyers here frequently compare them with nearby Johnson and Sedgwick Counties.
What can you buy with FHA in Leavenworth County?
An FHA buyer near Leavenworth County faces an estimated $241,000 median, a $8,435 down payment, and — after Kansas's 1.41% property tax — a monthly cost around $1,963. That suits household income of roughly $76,000, above Kansas's $69,747 median household income, so budget carefully.
FHA payment scenarios in Leavenworth County
Whether you are buying in Leavenworth County or a smaller Leavenworth County community, here is how an FHA payment scales by price (3.5% down, 6.25% sample rate):
| Purchase Price | Down (3.5%) | Est. Monthly Payment |
|---|---|---|
| Entry-level — $174,000 | $6,090 | $1,450 |
| Local median — $241,000 | $8,435 | $1,963 |
| At the FHA limit — $541,287 | $18,945 | $4,265 |
Estimates include FHA MIP plus Kansas property taxes and insurance. Rates move daily near Leavenworth County too — get notified.
First-time buyers make up much of FHA activity in Leavenworth County and across Leavenworth County, drawn by the 3.5% down payment, 580 minimum score, and the option to use gift funds toward the $8,435 needed on a median Leavenworth County home.
Multi-unit FHA limits in Leavenworth County
Investors and house-hackers in Leavenworth County and across Leavenworth County can finance 2-4 unit homes with FHA at just 3.5% down: $692,997 for a duplex, $837,720 for a triplex, and $1,041,072 for a fourplex.
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Frequently Asked Questions
- What is the FHA loan limit in Leavenworth County for 2026?
- In Leavenworth County (Leavenworth County), the 2026 FHA limit is $541,287 for one unit, $692,997 for a duplex, $837,720 for a triplex, and $1,041,072 for a fourplex.
- What income do I need to buy in Leavenworth County with FHA?
- For a median-priced ($241,000) Leavenworth County home, plan on income around $76,000 at a 31% housing ratio — about $1,963/month including taxes, insurance, and MIP.
- How much is the FHA down payment in Leavenworth County?
- 3.5% with a 580+ score — roughly $8,435 on a $241,000 Leavenworth County-area home. Gift funds are allowed.
- Is Leavenworth County a high-cost FHA area?
- No — Leavenworth County uses the $541,287 national floor for one unit.